01
Formula
Net = cash in − cash out. Ending = opening + net.
One period only. Run the page again for the next period and type the ending cash as the next opening balance.
Apply for financingCash flow
Cash flow calculator for ending cash
This cash flow calculator adds cash in, subtracts cash out, and adds the net to the opening balance. It is one period. It is not a 12 month model, not a forecast Dengaro promises, and not an approval.
Ending cash
$11,500.00
Net cash flow$1,500.00
Cash in$8,000.00
Cash out$6,500.00
Illustrative estimate only, not a financing offer. The rate is an assumption you set. Actual rates, terms and payments depend on a financing provider’s review.
How it works
Ending cash equals the opening balance plus cash in minus cash out.
Ten thousand dollars opening, $8,000 in, and $6,500 out ends at $11,500. Net cash flow for the period is $1,500. The page does not classify the inflow as profit. Borrowed money and collected receivables both count as cash in if you type them there. A profitable month can still end with less cash if the outflow includes an equipment payment or an inventory build. Type the actual cash movements. Dengaro arranges equipment financing and does not promise that a positive line means a request will be approved.
02
Example
$10,000 opening, $8,000 in, $6,500 out.
Net cash flow is $1,500. Ending cash is $11,500. The cash flow calculator does not accrue unpaid bills. If the bill was not paid, it is not in cash out.
03
Tips
Cash is not profit.
A sale you have not collected is not cash in. A bill you have not paid is not cash out. This illustration will match the bank only if you type bank movements.
04
Equipment
An equipment payment is cash out when it is paid.
Put an illustrated payment in cash out if you are studying it. Dengaro does not promise approval or a rate. The button opens an equipment request and does not send this cash balance as the loan amount.
Important questions
Know what to expect.
Can I do a full year?+
Add the year as one period, or step month by month and carry the ending balance forward. The form holds one opening, one inflow, and one outflow.
Where do loan draws go?+
A draw is cash in. A payment is cash out. This page will not amortize the loan. The amortization calculator does that.
Is a positive result an approval?+
No. Dengaro does not approve credit from a cash flow calculator. Participating providers review an equipment request separately.
Does this include depreciation?+
No. Depreciation is not cash. Leave it out of both fields.
Financing built into the sale