Equipment financing guide
Understand the difference between starting a Dengaro draft, authorizing credit review and accepting financing. Read the authorization before submitting.
What to know
Starting or saving your application does not run a credit check. Financing providers may use a soft inquiry for an initial review and may require a hard inquiry for a firm offer, which can affect your credit score. Read the authorization before signing, and contact Dengaro if you have questions.
Start
You can enter equipment information and verify your email to save your progress. Saving answers is not a signed financing application. Draft recovery does not restore your signature or authorization, so you review and provide consent before the completed application is submitted.
Submit
The application explains authorization for Dengaro and participating financing providers to obtain credit reports and evaluate the request. Do not assume that every provider uses the same inquiry process. If credit impact is a concern, ask about the applicable process before authorizing a review.
Offer
A soft inquiry and a hard inquiry are different, and an initial review is not necessarily the final credit review. The provider may need additional information or authorization before issuing or completing an offer. Read the final documents and resolve any questions before accepting.
Important questions
No. Starting or saving a draft does not pull credit, but that should not be interpreted as a promise about every provider’s underwriting process.
No. The credit range you supply is an application input. The financing provider reviews the complete transaction and makes the decision.
Use Contact Dengaro to ask about the credit-review process for your request. Do not include your Social Security number or credit-report documents in the general contact form.
Equipment financing guide
Explore financing