Dengaro

Equipment financing guide

Financing for used business equipment.

Explore financing for used business equipment from $15,000. Prepare the machine details, seller information and purchase documents needed for review.

What to know

Make the machine’s condition part of your financing preparation.

A used equipment purchase involves more than the asking price. The financing provider may consider the asset’s age, condition, intended use and seller alongside the business and owner. Dengaro lets you describe the purchase and request financing before final terms are available.

01

Identify the asset

Gather the make, model and available history.

A listing or seller’s quote can help explain what you want to buy. Keep the model year, serial number, operating hours and available maintenance information. Describe known issues accurately. The provider may request additional information about value or condition before proceeding.

02

Clarify the purchase

Separate the equipment price from other costs.

Ask the seller to identify the equipment price, attachments, freight and any other charges. Do not assume every charge can be included in the financing. Final transaction structure and eligible costs depend on the provider’s review and offer.

03

Review the offer

Check the terms before committing to the seller.

Approval, required upfront payment and financing documents are separate from submitting an application. Review payments, term, fees, ownership provisions and any end-of-term obligations. A seller’s deadline does not guarantee financing can be completed within that window.

Important questions

Know what to expect.

Can equipment from a private seller be considered?+

Describe the seller and transaction in your request. Seller and asset requirements vary; do not assume that every private-party or auction purchase is eligible.

Is there an equipment age limit?+

Dengaro does not publish one age limit covering every provider. Supply the year, condition and intended use so the applicable program can be assessed.

What if I change machines while applying?+

Before submitting, update your saved application to describe the intended purchase. After submission, contact Dengaro about the change so the application and any requested documents can be reviewed consistently.

Equipment financing guide

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